From my phone, took about 20 min start to finish - I took extra time to read disclosures, etc.. seamless process, no glitches, easy to follow steps, approved at a better rate than others I tested, money deposited 3 business days. Fantastic, thank you Upstart!!
Upstart Reviews 51,833
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My husband and I had some credit card debt from early on in our marriage. We have a good credit score and 100% on time payments. Other banks wouldn't give us a debt consolidation loan even though we are reliable to pay and are trying to pay it down faster. I appreciate how easy this process was and that you granted us the loan.
Upstart approved my loan application when many other lenders wouldn't, at a better interest rate than the other lenders that would. I would recommend consulting them first if you're looking for a loan. It will likely save you both time and money.
This was an offer I was looking for, but didn't know was out there until I was contacted by Upstart with the loan offer. It was exactly what I needed as a personal loan. Upstart provided more than one option and even offered home equity as well. The whole process was simple and once I decided to pull the trigger, it went very quickly and I'll get the money in my account in a couple of days!
Company details
- #7 of 252 best companies in Non-Bank Financial Service
- #5 of 205 best companies in Alternative Financial Service
- #2 of 16 best companies in Car Finance and Loan Company
Information provided by various external sources
Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt or make a large purchase, Upstart personal loans can help you get the rate you deserve. Check your rate in minutes without affecting your credit score.
Contact info
San Carlos, United States
- (650) 204-1000
- support@upstart.com
- www.upstart.com
Hasn’t replied to negative reviews
Quick easy and reliable
Quick easy and reliable. Upstart really came through for me in a stressful and desperate time. THANK YOU!
Date of experience: April 21, 2025
The process was very easy
The process was very easy. Since I was a formal customer day still had all of my information and it took me about 5 minutes to complete everything.
Date of experience: April 21, 2025
Very easy to qualify
Very easy to qualify. Money deposited directly to bank account. Payment plan affordable.
Date of experience: April 21, 2025
Very helpful and easy process
Date of experience: April 21, 2025
It was fast easy no problems to get a…
It was fast easy no problems to get a loan excellent company
Date of experience: April 21, 2025
It was fast and easy
It was fast and easy. I had to call because I’m a little slow with technology! The person I talked to was amazing and nice, talked me through what I needed to do.
Thank you
Date of experience: April 21, 2025
Fast and secure
Fast and secure. This is my second loan. I was very pleased with the first so I’m back for a second.
Date of experience: April 21, 2025
Fast review and approval
Fast review and approval. Reasonable rates
Date of experience: April 21, 2025
Awesome and quick thank you !!
Date of experience: April 21, 2025
Great company
Date of experience: April 21, 2025
It was the support from staff that…
It was the support from staff that helped make the loan process easier. 04/21/2025 Monetta
Date of experience: April 21, 2025
Online application is very easy to do
Date of experience: April 21, 2025
I’m so happy with the service
I’m so happy with the service, transparency and effectiveness of this site. It was fast and easy to apply for a loan.
Thank you for your services
Date of experience: April 21, 2025
SUPER fast and easy.
Date of experience: April 21, 2025
Upstart has come through when others…
Upstart has come through when others didn’t! Can’t thank you all enough!
Date of experience: April 21, 2025
My loan was super quick
My loan was super quick! From the application, to the funding. The only thing that would have made the loan sweeter is a lower interest rate.
Date of experience: April 21, 2025
The loan approval is fast and seamless
The loan approval is fast and seamless. Definitely recommend this company for your all your loans.
Date of experience: April 21, 2025
Easy application and approval process
Easy application and approval process. Fast funding.
Date of experience: April 21, 2025
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