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Rated 5 out of 5 stars

From my phone, took about 20 min start to finish - I took extra time to read disclosures, etc.. seamless process, no glitches, easy to follow steps, approved at a better rate than others I tested, money deposited 3 business days. Fantastic, thank you Upstart!!

Rated 5 out of 5 stars

My husband and I had some credit card debt from early on in our marriage. We have a good credit score and 100% on time payments. Other banks wouldn't give us a debt consolidation loan even though we are reliable to pay and are trying to pay it down faster. I appreciate how easy this process was and that you granted us the loan.

Rated 5 out of 5 stars

Upstart approved my loan application when many other lenders wouldn't, at a better interest rate than the other lenders that would. I would recommend consulting them first if you're looking for a loan. It will likely save you both time and money.

Rated 5 out of 5 stars

This was an offer I was looking for, but didn't know was out there until I was contacted by Upstart with the loan offer. It was exactly what I needed as a personal loan. Upstart provided more than one option and even offered home equity as well. The whole process was simple and once I decided to pull the trigger, it went very quickly and I'll get the money in my account in a couple of days!


Company details

  1. #7 of 252 best companies in Non-Bank Financial Service
  2. #5 of 205 best companies in Alternative Financial Service
  3. #2 of 16 best companies in Car Finance and Loan Company

Information provided by various external sources

Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt or make a large purchase, Upstart personal loans can help you get the rate you deserve. Check your rate in minutes without affecting your credit score.


Contact info

4.9

Excellent

TrustScore 5 out of 5

52K reviews

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Hasn’t replied to negative reviews


Rated 5 out of 5 stars
Invited

The process was very easy

The process was very easy. Since I was a formal customer day still had all of my information and it took me about 5 minutes to complete everything.

Date of experience: April 21, 2025

Rated 5 out of 5 stars
Invited

It was fast and easy

It was fast and easy. I had to call because I’m a little slow with technology! The person I talked to was amazing and nice, talked me through what I needed to do.
Thank you

Date of experience: April 21, 2025

Rated 5 out of 5 stars
Invited

Fast and secure

Fast and secure. This is my second loan. I was very pleased with the first so I’m back for a second.

Date of experience: April 21, 2025

Rated 5 out of 5 stars
Invited

Happy

So far everything was smoothe, iso happy for this company.

Date of experience: April 21, 2025

Rated 5 out of 5 stars
Invited

My loan was super quick

My loan was super quick! From the application, to the funding. The only thing that would have made the loan sweeter is a lower interest rate.

Date of experience: April 21, 2025

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