OpenSky Reviews 11,125

TrustScore 4.5 out of 5

4.3

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Rated 5 out of 5 stars

The Open Sky card (Secured & non Secured) are great! They help to build/rebuild your credit! They will increase your credit limit based upon your payment history! The app is so easy to navigate and useful to make your monthly card payments, check your transactions history, set up for different alerts when your card is used, near your limit, etc.!

Rated 4 out of 5 stars

Open sky is a good way to build your credit. Get the pre paid card first then after a year they review and depending on how well you use the card and pay the bill you are offered an unsecured card with a higher credit limit. Which will help raise your credit score.

Rated 5 out of 5 stars

Periodic increases in credit limits show that someone is paying attention to how customers are handling their credit responsibilities. I think the is excellent. Have a Capital One card for 4 years and never missed a payment while using it. Not an increase in the 4 years I've had it and have used it. So I respond to them by stop using it. - Thanks - Think we're both doing great!

Rated 5 out of 5 stars

Visa Open Sky is the very first pre-paid credit card I used to start building my Credit. After using the card and being on time with payments, my credit score started going up immensely. Everyone I know, trying to build credit, I always tell them about Visa Open Sky.
I couldn’t be more grateful, where my credit stands today!! ❤️


Company details

  1. #24 of 35 best companies in Bank

About OpenSky

Written by the company

At OpenSky, we want to help every person access credit, by providing opportunities to build, re-build or strengthen their credit. Our goal is to provide the necessary tools people need to be the authors of their own stories – now and in the future. Begin your journey to financial wellness today!

OpenSky Benefits:

• No credit checks to apply

• No credit risk to apply

• Reports to all three credit bureaus

• Credit line increases

• Consideration for an unsecured credit card

• Monitor your monthly FICO score

Don’t delay, apply today!


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

11K reviews

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Replied to 12% of negative reviews

Typically replies within 1 week


Rated 1 out of 5 stars

Worst ever

Worst ever. It’s me again. 4th time in a row my card has taken over a week to load. Not like I have bills or anything. Attempt to depend on open sky and you will be unsatisfied. I will leave a 1 star review every time this happens. Hopefully open sky can remedy this

Date of experience: April 20, 2025

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