4.5
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Great card, for rebuilding credit
Pay on time for 6 months and my available credit doubled. I set up auto pay to make sure i dont miss a payment. Then when i Receive my check from work, i make an additional payment, This is what helped my credit availability to double
This company keeps a close eye on their customers accounts and they keep their word on credit limits. Make payments on time and they do what they say about taking care of their customers
I love Merrick Bank credit card they have added an extra $1000 just because I made my payments on time or paid off which makes a big difference and helps. Thank You
The experience of understanding and learning about how of they function is well worth while!!!! Questions are always answered and never left unanswered. I want to to you for all you’ve don’t for me and my needs.
At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit. Founded in 1997, Merrick Bank is FDIC insured and recognized as a top credit card issuer in the U.S. In total, we proudly serve nearly 3 million cardholders and have extended over $5.3 billion in credit. We also provide consumer finance options to marine, RV, and horse trailer dealers throughout the country to help customers find new opportunities to get what they need for recreation. With Merrick Bank's Merchant Acquiring Services and our Independent Sales Organizations, we support a wide range of merchant categories (including non-traditional businesses) and offer multinational and dynamic currency services, next-day funding, and daily reconciliation.
United States
4.5
17K reviews
Replied to 94% of negative reviews
Typically replies within 48 hours
Your app is easy to use and can contact you and talk to a representative.
Date of experience: April 21, 2025
since I've had a credit card with them it's been good they even raised my limit already. No problems I even paid off my other credit card and I just have this one it seem too suit my need monthly
Date of experience: April 19, 2025
I've had my biometrics saved for fast access to the app since I got this card. However, in the last couple months, every single time I attempt to log in, I have to manually enter the password first & then turn the fingerprint login back on (which really does nothing since I have to repeat this process every time I open the app). I have made sure the app is up to date. Very frustrating...
Date of experience: April 21, 2025
Date of experience: April 20, 2025
Increased my credit line in six months and after I paid on time easy to use app
Date of experience: April 19, 2025
No problem being approved, customer service was great.
Merrick Bank helps you get on track
Date of experience: April 20, 2025
Great card, for rebuilding credit
Pay on time for 6 months and my available credit doubled. I set up auto pay to make sure i dont miss a payment. Then when i Receive my check from work, i make an additional payment, This is what helped my credit availability to double
Date of experience: April 20, 2025
Speaking to a real person. Easy pmt and notifications
Date of experience: March 14, 2025
making my payments your system is so smooth ive never had a problem
Date of experience: April 17, 2025
Finances since receiving your card is was great to have access to money at your finger tips to credit things.
Date of experience: March 12, 2025
Site is easy to navigate. Got my loan quickly & easily
Date of experience: March 19, 2025
I don't liketge
Date of experience: April 20, 2025
Love this card. They are very easy to make Payment on sites.
Date of experience: April 12, 2025
The app is very useful. Easy to use. Merrick gave me a credit limit increase after 6 months and it was great.
Date of experience: April 19, 2025
Merrick bank has been easy to deal with. They have good follow-through and communication. I would recommend to others.
Date of experience: April 19, 2025
Merrick did what they said they would do and expand my credit.
Date of experience: April 19, 2025
My card is constantly declined online even with available credit. Most recently my issue was overnight & since noone with fraud prevention is available - I'm just screwed. No options from the app other than phone & USPS. Ffs
Date of experience: April 19, 2025
The ease of getting online and paying my bill
Date of experience: April 18, 2025
Your company is easy to do business with and I appreciate my increased credit limit.
Date of experience: April 18, 2025
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