My reps, Jayne, Darrin, and Sherrie, were all fantastic. They answered the phone every time I called and were always so willing to explain anything to me. There were no hiccups or issues with my loan or closing. Everything was smooth and on time. They are a great team, and I can tell that they take pride in providing excellent service.
HomeLife Mortgage Reviews 147
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Jayne Seppinni Sr. Loan Officer was amazing! Very professional and meet all my needs and exceeded my expectations. I will definitely be using HomeLife mortgage in the future.
I had a great experience with HomeLife mortgage. Jayne works hard to ensure you close. She has great communication and is always helpful. I’m glad I trusted her with my refinance needs.
Darrin and Jayne Seppinni were extremely responsive and helpful. They helped me get out of a bad loan I had on a property. They worked me on refinancing the building. There was not a time I ever felt blown off or that they were not available to help me.
I am now hoping they can continue to work with me on purchasing another property.
Company details
Written by the company
We are proud to be at the forefront of non-bank lending offering the next generation of mortgages, recognized as leading experts in: Bank Statement, Self-Employed, No Tax Return, home loans designed for the self-employed and independent contractor. For real estate investors, we provide the most innovative home loan solutions including No Income Doc, Stated Income Doc, Rental Income qualifying mortgages. HomeLife Mortgage is a boutique mortgage brokerage headed by mortgage veteran and Published author, Darrin Seppinni. He has built a strong reputation as a leading mortgage broker servicing the needs of borrowers who have been unable to obtain conventional financing. While some lenders can stumble with these loan products we make the process simple and fast. Whether you are buying or refinancing obtaining a mortgage can be overwhelming. Let our team of home experts provide you with independent expert advice on your home loan options designed to suit your individual needs. Our great selection of home loan options have unbeatable rates and fees, all while delivering excellent service. Find out why we have a 5 star rating on TrustPilot and give us a call today.
Written by the company

Contact info
100 Spectrum Center Drive #900, 92618, Irvine, United States
- 949-681-7280
- Jayne@Homelifemtg.com
- homelifemtg.com
Excellent communication and perfect execution
My reps, Jayne, Darrin, and Sherrie, were all fantastic. They answered the phone every time I called and were always so willing to explain anything to me. There were no hiccups or issues with my loan or closing. Everything was smooth and on time. They are a great team, and I can tell that they take pride in providing excellent service.
Date of experience: March 28, 2025
Jayne Seppinni Sr
Jayne Seppinni Sr. Loan Officer was amazing! Very professional and meet all my needs and exceeded my expectations. I will definitely be using HomeLife mortgage in the future.
Date of experience: March 19, 2025
I had a great experience with HomeLife…
I had a great experience with HomeLife mortgage. Jayne works hard to ensure you close. She has great communication and is always helpful. I’m glad I trusted her with my refinance needs.
Date of experience: February 10, 2025
Great customer service and rapid…
Great customer service and rapid response to any of our questions and concerns.
Date of experience: January 22, 2025
Darrin and Jayne Seppinni were…
Darrin and Jayne Seppinni were extremely responsive and helpful. They helped me get out of a bad loan I had on a property. They worked me on refinancing the building. There was not a time I ever felt blown off or that they were not available to help me.
I am now hoping they can continue to work with me on purchasing another property.
Date of experience: October 28, 2024
Fantastic refi experience!
Jayne, Darrin and Sherrie were great throughout the process keeping me informed and working through various hiccups along the way that were unique to my situation. They were honest and up front about all the details from the start and had very competitive rates, as good as or better than the many other lenders I talked to for my bank statement loan.
Date of experience: August 23, 2024
Great Rate and Term No Doc DSCR Loan funding!
We have a beachfront investment property in Florida which we purchased utilizing a 24-month bridge loan to move quickly on the purchase. After significant upgrades and improvements, we were desirous of putting in place a long-term mortgage at market rates and terms. I reached out to Home Life Mortgage and spoke to Darrin Seppinni. After several discussions of the property and its income producing capability, Darrin suggested a No Doc DSCR loan. We are extremely pleased and satisfied with the rate and term of the facility he was able to secure for us. As the property appraised well, it lacked seasoning and income production history, however Home Life secured several exceptions with the chosen lender which allowed this transaction to fund efficiently and on time. I cannot say enough good things about Team Home Life! Darrin, Jayne, and Sherrie have been fantastic to work with. I will, and already have, recommended working with them to friends and family, and also two that are very much involved with investment properties.
Date of experience: September 17, 2024
Darrin and Jayne with HomeLife Mortgage…
Darrin and Jayne with HomeLife Mortgage made the process of getting financing so much better. It really meant a lot to know I had them in my corner fighting for my loan approval the whole way. They were always on top of everything keeping me well informed along the way. As a real estate investor I have dealt with a lot of lenders over the years and working with Darrin and Jayne has by far been one of the best lending experiences I have had by far. If you are looking for a team that actually cares about you meeting your goals then reach out to HomeLife Mortgage and work with these two. I promise you won’t regret it!
Date of experience: July 30, 2024
Wonderful team with quick response…
Wonderful team with quick response time! Very informational and helpful through entire process.
Date of experience: July 15, 2024
Exceptional People & Service
I’ve had the pleasure to work with Jayne & Darrin in the past. Everyone I’ve reached out too, they have came to the rescue for my home mortgage needs on rentals and my primary. Their team is top notch. They keep communication in motion and get things done quickly. Whatever your situation/needs are you will get it executed with them. Highly recommend. They care about their clients and getting the best solutions for them!!
Date of experience: July 07, 2024
Amazing experience
Darren and Jayne made this experience of getting a No income doc loan for my rental property as smooth as possible and we can’t thank them enough for their help during this process. The funding was fast! They are very prompt, professional and will go above and beyond for you. Their customer service and overall support was exceptional, and we would definitely use them again for our future financing needs, if needed.. thanks always
Date of experience: February 07, 2024
Darrin and Jayne are AMAZING
Darrin and Jayne are AMAZING. They made a very stressful thing seem very easy. They helped me dodge so many hurdles I didn’t think I’d get past. I would recommend them to anyone.
Date of experience: September 28, 2023
This was my first refinance into my…
This was my first refinance into my business, the team was great and answered all my questions even when I continued to ask the same ones over and over. I will be back for a nother, and look forward to working with them again.
Date of experience: September 21, 2023
Experienced and Knowledgeable
Great experience, knowledge and understanding of the industry to help explore and find good options that worked. Very smooth navigating through the process and helped close without a hitch.
Date of experience: September 26, 2023
The ultimate dream team!!!!
I simply cannot thank you all enough for what you have done for me….
Darrin, thank you for taking a chance on me and making this happen. I know it wasn’t easy at all. You have the highest form of professionalism in this industry.
Jayne, Melissa
Before I had contacted home life, I was upset and very nervous everyday I would lose out on this opportunity. The work you all put in to this has left me speechless and I’m eternally grateful for your hard work and dedication to making dreams come true.
There are simply no words to describe this emotion for me.
Thank you all so much!
Date of experience: September 19, 2023
I cannot say enough good things about…
I cannot say enough good things about HomeLife!
They are amazing, organized, great communication and fast! They know mortgages and make it easy. We had clear to close from another company and then everything changed at the end. Reached out to Homelife and wish I had done it sooner! They are amazing!! Will continue to work with them again and again.
Date of experience: September 01, 2023
Amazing experience
Darrin, Jayne and Melissa were amazing, they not only got me approved quickly but also were able to help le close within 30 days. I can't thank them enough.
Date of experience: August 11, 2023
Outstanding Mortgage Team
Being a self-employed owner of a title company, I have worked with hundreds of mortgage reps across the country, but rarely have I found a group that is as knowledgeable and efficient as the team of Jayne, Darrin and Melissa at HomeLife. They understand the bank statement loans like few do and make the process for self employed individuals a true breeze... all while being really pleasant people to communicate with. They have earned being my go to mortgage team for future transactions as well!
Date of experience: August 04, 2023
Very good experience.
Very good experience.
Our primary contact was with Jayne, but had positive interactions with Sherrie and Darren as well. We were clear to close nearly a week in advance. Their PROACTIVE approach was very apparent in our early discussions, and the reason why we chose them. We did not experience one single surprise from underwriting.
With Homelife, you will be speaking to an experienced and knowledgeable teammate that will guide you through one of the most difficult to understand processes. In addition to the above, the team was super accessible and communicative. We knew where we stood, or what was pending for our file at all times.
Date of experience: April 17, 2023
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