This was sooo easy. If you have equity in your home you’re going to be so happy with this company. No documents! All virtual.. and legit. Interest rate was 8% but I’ll refinance once my credit scores go up from paying off debt. Seriously. Very pleasant experience.

Figure Reviews 3,013
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This was easiest process. We have been jumping through hoops with Loan Depot for days back and forth with requested documents. After more was requested we went to Figure and the entire process from application to Notary was done within an hour. Only issue is that all is done online and I called to confirm and ask a couple of questions. That was easy too with no wait time.
The notary was cordial yet straight to the point and efficient. Her directions were clear and easy to follow.
I went to the website to fill out the application so I can get the interest rate for my non 1st lien HELOC .
the last step was going to reveal the interest rate.
but it got stuck on the code it "sent" to my email. No code was sent to my email (not is spam not in trash), just a welcome message. I opened a chat with a useless person who asked me all the personal questions again, the same ones I put in the application and when I asked so can you give me the interest rate, they said -- ooh no, that is automated. WTF - that automation did not work!!! that is why i had to open the chat in the first place.
Company details
- #4 of 6 best companies in Mortgage Broker
- #113 of 252 best companies in Non-Bank Financial Service
About Figure
Written by the company
Homeownership gives you options,
Figure unlocks them for you.


Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America.
You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.
What sets Figure apart?
- Apply with our 100% online application in minutes with funding in as few as 5 days.*
- Lines of credit available from $15k - $400k*
- Faster than a bank loan, cheaper than a personal loan.
- 5 minute approval. No impact to your credit score.*
- Get the funds you need now to start that home improvement project or consolidate your debt.
Contact info
650 S. Tryon Street, 8th Floor, 28202, Charlotte, United States
- 888-819-6388
- help@figure.com
- figure.com
Figure Lending
Replied to 91% of negative reviews
Typically replies within 2 weeks
This was sooo easy!! And legit!
This was sooo easy. If you have equity in your home you’re going to be so happy with this company. No documents! All virtual.. and legit. Interest rate was 8% but I’ll refinance once my credit scores go up from paying off debt. Seriously. Very pleasant experience.
Date of experience: April 21, 2025
Quick and easy
Date of experience: April 21, 2025
Excellent service using top technology.
Date of experience: April 21, 2025
Fast and easy
Fast and easy, didn’t have to leave my house or have to meet at some one’s office
Date of experience: April 21, 2025
Fast and easy with a minimal wait
Fast and easy with a minimal wait
Date of experience: April 21, 2025
Alexander was great to deal with and it…
Alexander was great to deal with and it was a very pleasant experience.
Date of experience: April 19, 2025
Very professional and right to the…
Very professional and right to the point it was a great experience
Date of experience: April 16, 2025
Great experience
Great experience. Smoothest notary I've ever participated in.
Date of experience: April 17, 2025
Easy process very fast and all online…
Easy process very fast and all online made it great
Date of experience: April 16, 2025
A Pleasant and Efficient eNotary Experience
The notary was cordial yet straight to the point and efficient. Her directions were clear and easy to follow.
Date of experience: April 15, 2025
The process was easy and simple
The process was easy and simple, and everyone involved was very clear and professional, thank you so very much.
Date of experience: April 15, 2025
This was easiest process
This was easiest process. We have been jumping through hoops with Loan Depot for days back and forth with requested documents. After more was requested we went to Figure and the entire process from application to Notary was done within an hour. Only issue is that all is done online and I called to confirm and ask a couple of questions. That was easy too with no wait time.
Date of experience: April 15, 2025
Everything went great
Everything went great. She explained everything we were doing, gave me time to review everything, and then we wrapped it up. We'll done.
Date of experience: April 14, 2025
Streamlined
Streamlined, technologically sophisticated process that enables Figure to help so many at lightning speed. No way traditional banks compete!
Date of experience: April 08, 2025
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