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Rated 5 out of 5 stars

This was sooo easy. If you have equity in your home you’re going to be so happy with this company. No documents! All virtual.. and legit. Interest rate was 8% but I’ll refinance once my credit scores go up from paying off debt. Seriously. Very pleasant experience.

Rated 5 out of 5 stars

This was easiest process. We have been jumping through hoops with Loan Depot for days back and forth with requested documents. After more was requested we went to Figure and the entire process from application to Notary was done within an hour. Only issue is that all is done online and I called to confirm and ask a couple of questions. That was easy too with no wait time.

Rated 5 out of 5 stars

The notary was cordial yet straight to the point and efficient. Her directions were clear and easy to follow.

Rated 1 out of 5 stars

I went to the website to fill out the application so I can get the interest rate for my non 1st lien HELOC .
the last step was going to reveal the interest rate.
but it got stuck on the code it "sen
t" to my email. No code was sent to my email (not is spam not in trash), just a welcome message. I opened a chat with a useless person who asked me all the personal questions again, the same ones I put in the application and when I asked so can you give me the interest rate, they said -- ooh no, that is automated. WTF - that automation did not work!!! that is why i had to open the chat in the first place.


Company details

  1. #4 of 6 best companies in Mortgage Broker
  2. #113 of 252 best companies in Non-Bank Financial Service

About Figure

Written by the company

Homeownership gives you options,

Figure unlocks them for you.

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Figure Logo

Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America.

You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.

What sets Figure apart?

  • Apply with our 100% online application in minutes with funding in as few as 5 days.*
  • Lines of credit available from $15k - $400k*
  • Faster than a bank loan, cheaper than a personal loan.
  • 5 minute approval. No impact to your credit score.*
  • Get the funds you need now to start that home improvement project or consolidate your debt.

*Terms and conditions apply. Visit figure.com/disclosures

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Contact info

Figure Lending

Figure Lending is the #1 non-bank HELOC lender. 5 min application.

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

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Replied to 91% of negative reviews

Typically replies within 2 weeks


Rated 5 out of 5 stars

This was sooo easy!! And legit!

This was sooo easy. If you have equity in your home you’re going to be so happy with this company. No documents! All virtual.. and legit. Interest rate was 8% but I’ll refinance once my credit scores go up from paying off debt. Seriously. Very pleasant experience.

Date of experience: April 21, 2025

Rated 5 out of 5 stars
Invited

This was easiest process

This was easiest process. We have been jumping through hoops with Loan Depot for days back and forth with requested documents. After more was requested we went to Figure and the entire process from application to Notary was done within an hour. Only issue is that all is done online and I called to confirm and ask a couple of questions. That was easy too with no wait time.

Date of experience: April 15, 2025

Rated 5 out of 5 stars
Invited

Everything went great

Everything went great. She explained everything we were doing, gave me time to review everything, and then we wrapped it up. We'll done.

Date of experience: April 14, 2025

Rated 5 out of 5 stars
Invited

Streamlined

Streamlined, technologically sophisticated process that enables Figure to help so many at lightning speed. No way traditional banks compete!

Date of experience: April 08, 2025

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